"What's my house worth?" is the question every seller asks first. The more useful question is the second one: what will I actually take home? The sale price is the headline, but commissions, closing costs, your remaining mortgage balance, and any concessions all come out before the wire hits your account.
This calculator does that subtraction for you. Enter your estimated sale price, your mortgage payoff, and the costs of the sale — it defaults to typical Lubbock figures, and you can adjust every line — and it shows your estimated net proceeds along with a clear breakdown of where every dollar goes.
It's an estimate, not a closing statement: title fees, prorated taxes, and HOA transfer costs vary deal to deal, and your exact payoff depends on your lender and closing date. But it's an honest, no-surprises starting point — exactly the number you need to decide whether now is the right time to sell and what price gets you to your goal.
Run your numbers below. When you're ready for a real net sheet built around your specific home and current Lubbock market conditions, Tanner can put one together in a day.

